MayeleCalc Journal

Understand the numbers
behind your decisions.

Clear explanations, practical examples, and calculation guides written for everyday people.

Latest insights

Featured articles

🏠Finance

What really determines your mortgage payment

Understand principal, interest, taxes, insurance, HOA costs, and the assumptions behind a housing estimate.

9 min readRead article →
Finance

Debt avalanche or debt snowball: which method fits?

Compare two popular payoff strategies and the tradeoff between mathematical savings and motivation.

8 min readRead article →
Finance

How to calculate an emergency-fund target

Turn monthly essential expenses, income stability, and personal risk into a practical savings range.

7 min readRead article →
%Math

How to calculate percentage increase and decrease

Learn the correct denominator, interpret positive and negative change, and avoid common percentage mistakes.

7 min readRead article →
÷Math

Average versus median: choosing the useful center

Understand why the mean and median tell different stories about salaries, prices, grades, and datasets.

7 min readRead article →
🎓Math

How weighted GPA calculations work

See how grade points and credit hours combine—and why a simple average of grades can be misleading.

6 min readRead article →
🔥Biology

How daily calorie needs are estimated

Understand BMR, activity multipliers, energy balance, and why estimates should be adjusted over time.

9 min readRead article →
💧Biology

Hydration needs: why one number does not fit everyone

Learn how body size, climate, activity, diet, pregnancy, and health conditions influence fluid needs.

7 min readRead article →
Biology

Understanding maximum heart rate and training zones

Learn what heart-rate zones estimate, how intensity changes, and when formulas need personal context.

7 min readRead article →
FPhysics

Force, mass, and acceleration in everyday motion

Understand Newton’s second law, unit consistency, net force, and the difference between mass and weight.

7 min readRead article →
Physics

Kinetic and potential energy through motion

See how height, mass, speed, and conservation of energy connect common physics problems.

8 min readRead article →
ΩPhysics

Ohm’s law: voltage, current, and resistance explained

Use V = IR confidently and understand the assumptions behind basic electrical calculations.

7 min readRead article →
🧪Chemistry

Molarity and dilution: keeping concentration calculations clear

Understand moles per litre, the dilution equation, unit consistency, and safe laboratory reasoning.

8 min readRead article →
PVChemistry

The ideal gas law and when real gases differ

Learn how pressure, volume, temperature, and moles connect through PV = nRT.

8 min readRead article →
½Chemistry

Half-life and exponential decay made understandable

Follow how a quantity changes across half-lives and distinguish exponential decay from linear subtraction.

7 min readRead article →
Finance

How loan payments really work

Understand principal, interest, term length, and why small rate changes can reshape a monthly payment.

7 min readRead article →
%Math

Percentage, markup, and margin are not the same

A practical guide to three commonly confused calculations for pricing, sales, and business decisions.

6 min readRead article →
🧬Biology

What BMI can—and cannot—tell you

Learn how BMI is calculated, where it can be useful, and why personal health context still matters.

7 min readRead article →
pHChemistry

pH explained without the confusion

A clear introduction to the logarithmic pH scale and hydrogen-ion concentration.

5 min readRead article →
Physics

The relationship between speed, distance, and time

Use one simple formula to solve three different motion questions with confidence.

5 min readRead article →
Finance

Compound growth: why time matters most

See how rate, time, and contribution frequency combine to change long-term results.

7 min readRead article →